:root{
    --navy:#0a1c3d;
    --navy-2:#102a54;
    --navy-3:#16346a;
    --blue:#1e56b3;
    --blue-bright:#2f6fd6;
    --ink:#1b2333;
    --muted:#5a6377;
    --line:#e4e8f0;
    --bg:#ffffff;
    --bg-soft:#f5f7fb;
    --bg-tint:#eef2f9;
    --gold:#c9a24b;
    --radius:14px;
    --shadow-sm:0 1px 2px rgba(10,28,61,.06),0 4px 14px rgba(10,28,61,.06);
    --shadow-md:0 10px 30px rgba(10,28,61,.10);
    --shadow-lg:0 24px 60px rgba(10,28,61,.16);
    --maxw:1180px;
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
    color:var(--ink);
    background:var(--bg);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,h4{font-family:"Cormorant Garamond",Georgia,serif;color:var(--navy);line-height:1.12;margin:0;font-weight:600;letter-spacing:.2px;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
  .eyebrow{
    display:inline-flex;align-items:center;gap:9px;
    font-family:"Inter",sans-serif;font-size:12.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
    color:var(--blue);margin-bottom:18px;
  }
  .eyebrow::before{content:"";width:26px;height:2px;background:var(--gold);display:inline-block;}
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:9px;
    font-family:"Inter",sans-serif;font-weight:600;font-size:15px;letter-spacing:.01em;
    padding:14px 26px;border-radius:10px;cursor:pointer;border:1.5px solid transparent;
    transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;
    white-space:nowrap;
  }
  .btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(30,86,179,.28);}
  .btn-primary:hover{background:var(--blue-bright);transform:translateY(-2px);box-shadow:0 12px 26px rgba(30,86,179,.34);}
  .btn-ghost{background:transparent;color:var(--navy);border-color:rgba(10,28,61,.18);}
  .btn-ghost:hover{border-color:var(--blue);color:var(--blue);transform:translateY(-2px);}
  .btn-white{background:#fff;color:var(--navy);}
  .btn-white:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);}
  .btn-outline-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);}
  .btn-outline-white:hover{background:rgba(255,255,255,.1);border-color:#fff;transform:translateY(-2px);}

  /* ---------- Top bar ---------- */
  .topbar{background:var(--navy);color:rgba(255,255,255,.82);font-size:13.5px;font-weight:500;}
  .topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:40px;gap:20px;}
  .topbar a{color:rgba(255,255,255,.82);transition:color .15s;}
  .topbar a:hover{color:#fff;}
  .topbar .tb-left{display:flex;gap:22px;align-items:center;}
  .topbar .tb-item{display:inline-flex;gap:8px;align-items:center;}
  .topbar .dot{color:var(--gold);}
  @media(max-width:780px){.topbar .tb-left .tb-hide{display:none;}}

  /* ---------- Header ---------- */
  header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);}
  .nav{display:flex;align-items:center;justify-content:space-between;height:82px;gap:24px;}
  .brand img{height:50px;width:auto;display:block;}
  .menu{display:flex;gap:30px;align-items:center;}
  .menu a{font-size:15px;font-weight:500;color:var(--ink);position:relative;padding:6px 0;transition:color .15s;white-space:nowrap;}
  .menu a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--blue);transition:width .22s ease;}
  .menu a:hover{color:var(--blue);}
  .menu a:hover::after{width:100%;}
  .nav-cta{display:flex;align-items:center;gap:16px;}
  .hamburger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:6px;}
  .hamburger span{width:24px;height:2px;background:var(--navy);border-radius:2px;}

  /* Nav dropdown */
  .has-sub{position:relative;display:flex;align-items:center;}
  .has-sub > a{display:inline-flex;align-items:center;gap:5px;}
  .has-sub > a svg{transition:transform .18s ease;color:var(--muted);}
  .has-sub:hover > a svg,.has-sub:focus-within > a svg{transform:rotate(180deg);color:var(--blue);}
  .sub{position:absolute;top:100%;left:-14px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-md);padding:10px;min-width:250px;display:none;flex-direction:column;gap:2px;z-index:60;}
  .has-sub:hover .sub,.has-sub:focus-within .sub{display:flex;}
  .sub a{padding:9px 12px;border-radius:8px;font-size:14.5px;font-weight:500;color:var(--ink);}
  .sub a::after{display:none;}
  .sub a:hover{background:var(--bg-tint);color:var(--blue);}

  @media(max-width:1100px){
    .menu{display:none;}
    .hamburger{display:flex;}
  }

  /* ---------- Hero ---------- */
  .hero{position:relative;overflow:hidden;background:
      radial-gradient(1200px 600px at 78% -10%,rgba(47,111,214,.14),transparent 60%),
      linear-gradient(180deg,#f7f9fd 0%,#ffffff 100%);
    border-bottom:1px solid var(--line);}
  .hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-top:82px;padding-bottom:88px;}
  .hero h1{font-size:clamp(40px,5.4vw,66px);letter-spacing:-.5px;}
  .hero h1 .accent{color:var(--blue);font-style:italic;}
  .hero p.lead{font-size:19px;color:var(--muted);margin:24px 0 34px;max-width:540px;}
  .hero-actions{display:flex;gap:14px;flex-wrap:wrap;}
  .hero-trust{display:flex;gap:26px;margin-top:40px;flex-wrap:wrap;}
  .hero-trust .t{display:flex;flex-direction:column;}
  .hero-trust .t b{font-family:"Cormorant Garamond",serif;font-size:30px;color:var(--navy);font-weight:700;line-height:1;}
  .hero-trust .t span{font-size:13px;color:var(--muted);margin-top:6px;font-weight:500;}

  .hero-card{
    position:relative;background:#fff;border:1px solid var(--line);border-radius:18px;
    box-shadow:var(--shadow-lg);padding:34px;
  }
  .hero-card .hc-badge{display:inline-flex;align-items:center;gap:8px;background:var(--bg-tint);color:var(--blue);font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:7px 13px;border-radius:99px;margin-bottom:22px;}
  .hero-card h3{font-size:26px;margin-bottom:6px;}
  .hero-card .hc-sub{color:var(--muted);font-size:14.5px;margin-bottom:22px;}
  .hc-field{margin-bottom:14px;}
  .hc-field label{display:block;font-size:12.5px;font-weight:600;color:var(--navy);margin-bottom:6px;letter-spacing:.02em;}
  .hc-field input,.hc-field select{
    width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:9px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff;transition:border .15s,box-shadow .15s;
  }
  .hc-field input:focus,.hc-field select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,86,179,.12);}
  .hc-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
  .hero-card .btn{width:100%;margin-top:6px;}
  .hero-card .hc-note{text-align:center;font-size:12.5px;color:var(--muted);margin-top:12px;}
  @media(max-width:900px){
    .hero .wrap{grid-template-columns:1fr;gap:44px;padding-bottom:64px;}
    .hero-card{max-width:520px;}
  }

  /* ---------- Trust strip ---------- */
  .strip{background:var(--navy);color:#fff;}
  .strip .wrap{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap;padding:26px 24px;align-items:center;}
  .strip .s-item{display:flex;align-items:center;gap:12px;font-size:15px;font-weight:500;color:rgba(255,255,255,.9);}
  .strip .s-item svg{flex:none;color:var(--gold);}

  /* ---------- Section base ---------- */
  section{padding:92px 0;}
  .sec-head{max-width:660px;margin:0 auto 56px;text-align:center;}
  .sec-head h2{font-size:clamp(32px,4vw,46px);}
  .sec-head p{color:var(--muted);font-size:17.5px;margin-top:16px;}
  .center{text-align:center;}

  /* ---------- Services ---------- */
  .services{background:var(--bg-soft);}
  .grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
  .card{
    background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;
    box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
    position:relative;overflow:hidden;
  }
  .card::before{content:"";position:absolute;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--blue),var(--blue-bright));transition:width .28s ease;}
  .card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:#d5deee;}
  .card:hover::before{width:100%;}
  .card .ico{width:54px;height:54px;border-radius:12px;background:var(--bg-tint);display:flex;align-items:center;justify-content:center;color:var(--blue);margin-bottom:20px;}
  .card h3{font-size:23px;margin-bottom:10px;}
  .card p{color:var(--muted);font-size:14.8px;margin:0;}
  .card .more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;color:var(--blue);font-weight:600;font-size:14px;font-family:"Inter",sans-serif;}
  .card .more svg{transition:transform .2s;}
  .card:hover .more svg{transform:translateX(4px);}
  @media(max-width:980px){.grid-4{grid-template-columns:1fr 1fr;}}
  @media(max-width:560px){.grid-4{grid-template-columns:1fr;}}

  /* ---------- About / Why ---------- */
  .about .wrap{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
  .about-visual{position:relative;}
  .about-visual .frame{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,var(--navy-3) 100%);border-radius:18px;padding:48px 44px;color:#fff;box-shadow:var(--shadow-lg);position:relative;overflow:hidden;}
  .about-visual .frame::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(47,111,214,.35),transparent 70%);}
  .about-visual .frame .q{font-family:"Cormorant Garamond",serif;font-size:30px;line-height:1.28;color:#fff;font-weight:600;position:relative;}
  .about-visual .frame .sig{margin-top:26px;display:flex;align-items:center;gap:14px;position:relative;}
  .about-visual .frame .sig .nm{font-weight:700;font-family:"Inter",sans-serif;font-size:15px;}
  .about-visual .frame .sig .rl{font-size:13px;color:rgba(255,255,255,.7);font-family:"Inter",sans-serif;}
  .about-visual .frame .penmark{font-family:"Cormorant Garamond",serif;font-style:italic;font-size:34px;color:var(--gold);}
  .feat{display:flex;gap:16px;margin-top:26px;}
  .feat .fi{width:44px;height:44px;flex:none;border-radius:10px;background:var(--bg-tint);color:var(--blue);display:flex;align-items:center;justify-content:center;}
  .feat h4{font-family:"Inter",sans-serif;font-size:16.5px;color:var(--navy);font-weight:700;margin-bottom:4px;}
  .feat p{color:var(--muted);font-size:14.5px;margin:0;}
  @media(max-width:900px){.about .wrap{grid-template-columns:1fr;gap:44px;}.about-visual{order:-1;}}

  /* ---------- Process ---------- */
  .process{background:var(--bg-soft);}
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step;}
  .step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;position:relative;box-shadow:var(--shadow-sm);}
  .step .num{font-family:"Cormorant Garamond",serif;font-size:42px;font-weight:700;color:var(--bg-tint);line-height:1;position:absolute;top:18px;right:22px;}
  .step .n2{width:40px;height:40px;border-radius:10px;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:"Inter",sans-serif;margin-bottom:18px;}
  .step h4{font-family:"Inter",sans-serif;font-size:17px;color:var(--navy);font-weight:700;margin-bottom:8px;}
  .step p{color:var(--muted);font-size:14.3px;margin:0;}
  @media(max-width:980px){.steps{grid-template-columns:1fr 1fr;}}
  @media(max-width:560px){.steps{grid-template-columns:1fr;}}

  /* ---------- Area ---------- */
  .area .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
  .area ul{list-style:none;padding:0;margin:22px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;}
  .area li{display:flex;align-items:center;gap:10px;font-size:15px;color:var(--ink);font-weight:500;}
  .area li svg{color:var(--blue);flex:none;}
  .map-card{border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-md);background:#fff;}
  .map-card iframe{width:100%;height:340px;border:0;display:block;filter:grayscale(.15);}
  .map-card .mc-foot{padding:20px 24px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;}
  .map-card .mc-foot .addr{font-size:14.5px;color:var(--muted);}
  .map-card .mc-foot .addr b{color:var(--navy);display:block;font-family:"Inter",sans-serif;}
  @media(max-width:900px){.area .wrap{grid-template-columns:1fr;gap:40px;}}

  /* ---------- CTA ---------- */
  .cta{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-2) 55%,var(--navy-3) 100%);color:#fff;position:relative;overflow:hidden;}
  .cta::before{content:"";position:absolute;top:-80px;left:-40px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(47,111,214,.28),transparent 70%);}
  .cta::after{content:"";position:absolute;bottom:-120px;right:-40px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,75,.16),transparent 70%);}
  .cta .wrap{position:relative;text-align:center;max-width:720px;}
  .cta h2{color:#fff;font-size:clamp(32px,4.4vw,50px);}
  .cta p{color:rgba(255,255,255,.82);font-size:18px;margin:18px 0 32px;}
  .cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

  /* ---------- Footer ---------- */
  footer.site{background:#06152f;color:rgba(255,255,255,.72);padding:70px 0 0;}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr .9fr 1.2fr;gap:36px;padding-bottom:52px;}
  footer.site .flogo{height:52px;width:auto;margin-bottom:20px;}
  footer.site p.fdesc{font-size:14.5px;line-height:1.7;max-width:320px;color:rgba(255,255,255,.6);}
  footer.site h5{font-family:"Inter",sans-serif;color:#fff;font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin:0 0 18px;}
  footer.site ul{list-style:none;padding:0;margin:0;}
  footer.site ul li{margin-bottom:11px;}
  footer.site ul li a,footer.site .fcontact div{font-size:14.5px;color:rgba(255,255,255,.66);transition:color .15s;}
  footer.site ul li a:hover{color:#fff;}
  .fcontact div{display:flex;gap:11px;align-items:flex-start;margin-bottom:14px;line-height:1.5;}
  .fcontact svg{color:var(--blue-bright);flex:none;margin-top:3px;}
  .fcontact a{color:rgba(255,255,255,.66);}
  .fcontact a:hover{color:#fff;}
  .foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,.5);}
  .foot-bottom a{color:rgba(255,255,255,.5);}
  .foot-bottom a:hover{color:#fff;}
  @media(max-width:900px){.foot-grid{grid-template-columns:1fr 1fr;gap:34px;}}
  @media(max-width:560px){.foot-grid{grid-template-columns:1fr;}}

  /* Wire advisory (slim) */
  .advisory{background:#fbfcfe;border-bottom:1px solid var(--line);}
  .advisory-in{display:flex;align-items:center;justify-content:center;gap:10px;padding-top:13px;padding-bottom:13px;}
  .advisory svg{color:var(--muted);flex:none;}
  .advisory p{margin:0;font-size:13.5px;color:var(--muted);}
  .advisory strong{color:var(--navy);font-weight:600;}
  .advisory a{color:var(--navy);font-weight:600;}
  .advisory a:hover{color:var(--blue);}
  @media(max-width:640px){.advisory-in{text-align:center;}}

  /* Rate calculator */
  .calc .wrap{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
  .calc-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px;box-shadow:var(--shadow-md);}
  .calc-card label{display:block;font-size:12.5px;font-weight:600;color:var(--navy);margin-bottom:6px;}
  .calc-card .in-wrap{position:relative;margin-bottom:16px;}
  .calc-card .in-wrap span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;}
  .calc-card input{width:100%;padding:13px 14px 13px 30px;border:1px solid var(--line);border-radius:9px;font-size:16px;font-family:inherit;color:var(--ink);}
  .calc-card input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,86,179,.12);}
  .calc-card .btn{width:100%;}
  .calc-result{margin-top:22px;padding:20px 22px;border-radius:12px;background:var(--bg-tint);text-align:center;display:none;}
  .calc-result.show{display:block;}
  .calc-result .amt{font-family:"Cormorant Garamond",serif;font-size:44px;font-weight:700;color:var(--navy);line-height:1.1;}
  .calc-result .lbl2{font-size:13px;color:var(--muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase;}
  .calc-note{font-size:12.5px;color:var(--muted);margin-top:16px;line-height:1.6;}
  @media(max-width:900px){.calc .wrap{grid-template-columns:1fr;gap:40px;}}

  /* Testimonials */
  .testis{background:var(--bg-soft);}
  .tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  .tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:14px;}
  .tcard .stars{color:var(--gold);font-size:15px;letter-spacing:3px;}
  .tcard p.q{margin:0;color:var(--ink);font-size:15px;line-height:1.7;font-style:italic;}
  .tcard .who{margin-top:auto;padding-top:6px;}
  .tcard .who b{display:block;font-size:14.5px;color:var(--navy);}
  .tcard .who span{font-size:13px;color:var(--muted);}
  .sample-note{text-align:center;font-size:12.5px;color:var(--muted);margin-top:26px;font-style:italic;}
  @media(max-width:900px){.tgrid{grid-template-columns:1fr;}}

  /* FAQ */
  .faq-list{max-width:820px;margin:0 auto;display:grid;gap:14px;}
  .faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);overflow:hidden;}
  .faq-item summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:18px;padding:20px 24px;font-family:"Inter",sans-serif;font-size:16.5px;font-weight:600;color:var(--navy);}
  .faq-item summary::-webkit-details-marker{display:none;}
  .faq-item summary::after{content:"+";font-size:22px;font-weight:400;color:var(--blue);flex:none;transition:transform .2s ease;line-height:1;}
  .faq-item[open] summary::after{transform:rotate(45deg);}
  .faq-item summary:hover{color:var(--blue);}
  .faq-item .faq-a{padding:0 24px 22px;color:#3d4660;font-size:15px;line-height:1.75;}
  .faq-item .faq-a p{margin:0 0 12px;}
  .faq-item .faq-a p:last-child{margin-bottom:0;}
  .faq-item .faq-a a{color:var(--blue);font-weight:600;}
  .faq-item .faq-a a:hover{text-decoration:underline;}

  /* Seller net sheet */
  .ns-card{margin-top:34px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px;box-shadow:var(--shadow-md);}
  .ns-card h3{font-size:26px;margin-bottom:6px;}
  .ns-card .ns-sub{color:var(--muted);font-size:14.5px;margin:0 0 24px;}
  .ns-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:40px;align-items:start;}
  .ns-inputs label{display:block;font-size:12.5px;font-weight:600;color:var(--navy);margin-bottom:6px;}
  .ns-inputs label small{font-weight:500;color:var(--muted);text-transform:none;letter-spacing:0;}
  .ns-inputs .in-wrap{position:relative;margin-bottom:16px;}
  .ns-inputs .in-wrap span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;}
  .ns-inputs input{width:100%;padding:13px 14px 13px 30px;border:1px solid var(--line);border-radius:9px;font-size:16px;font-family:inherit;color:var(--ink);}
  .ns-inputs input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,86,179,.12);}
  .ns-inputs .in-wrap.pct span{left:auto;right:14px;}
  .ns-inputs .in-wrap.pct input{padding:13px 30px 13px 14px;}
  .ns-inputs .btn{width:100%;}
  .ns-break{background:var(--bg-tint);border-radius:12px;padding:22px 24px;display:none;}
  .ns-break.show{display:block;}
  .ns-row{display:flex;justify-content:space-between;gap:16px;font-size:14.5px;padding:8px 0;border-bottom:1px dashed #d7dfee;}
  .ns-row .k{color:var(--muted);}
  .ns-row .v{color:var(--ink);font-weight:600;white-space:nowrap;}
  .ns-total{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding-top:16px;}
  .ns-total .k{font-size:13px;color:var(--muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase;}
  .ns-total .v{font-family:"Cormorant Garamond",serif;font-size:40px;font-weight:700;color:var(--navy);line-height:1.1;white-space:nowrap;}
  @media(max-width:900px){.ns-grid{grid-template-columns:1fr;gap:28px;}}

  /* Investor band */
  .inv-band{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-2) 55%,var(--navy-3) 100%);color:#fff;position:relative;overflow:hidden;}
  .inv-band::before{content:"";position:absolute;left:-80px;bottom:-100px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(47,111,214,.25),transparent 70%);}
  .inv-band .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;}
  .inv-band .eyebrow{color:#a9c4ef;}
  .inv-band h2{color:#fff;font-size:clamp(30px,3.8vw,42px);}
  .inv-band p.sub{color:rgba(255,255,255,.8);font-size:16.5px;margin:16px 0 0;}
  .inv-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px;}
  .inv-tags span{font-size:13px;font-weight:600;color:rgba(255,255,255,.88);border:1px solid rgba(255,255,255,.25);border-radius:99px;padding:7px 14px;}
  .inv-cta{display:flex;flex-direction:column;align-items:flex-start;gap:14px;}
  @media(max-width:900px){.inv-band .wrap{grid-template-columns:1fr;gap:34px;}.inv-cta{align-items:stretch;}}

  /* Investors page */
  .ihero{position:relative;overflow:hidden;background:linear-gradient(140deg,var(--navy) 0%,var(--navy-2) 55%,var(--navy-3) 100%);color:#fff;border-bottom:1px solid var(--line);}
  .ihero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(47,111,214,.30),transparent 70%);}
  .ihero .wrap{position:relative;padding-top:88px;padding-bottom:88px;max-width:820px;}
  .ihero .eyebrow{color:#a9c4ef;}
  .ihero h1{color:#fff;font-size:clamp(38px,5vw,58px);letter-spacing:-.5px;}
  .ihero p.lead{font-size:18.5px;color:rgba(255,255,255,.82);margin:22px 0 32px;max-width:640px;}
  .ihero .accent{color:var(--gold);font-style:italic;}
  .ipill-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:34px;}
  .ipill{font-size:13px;font-weight:600;color:rgba(255,255,255,.85);border:1px solid rgba(255,255,255,.25);border-radius:99px;padding:7px 14px;}
  .icap .card h3{font-size:21.5px;}
  .grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  @media(max-width:980px){.grid-3{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.grid-3{grid-template-columns:1fr;}}
  .messy{background:var(--bg-soft);}
  .messy .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;}
  .messy ul{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:12px;}
  .messy li{display:flex;gap:11px;align-items:flex-start;font-size:15px;color:var(--ink);}
  .messy li svg{color:var(--blue);flex:none;margin-top:3px;}
  .messy-card{background:linear-gradient(160deg,var(--navy),var(--navy-3));border-radius:18px;padding:44px 40px;color:#fff;box-shadow:var(--shadow-lg);}
  .messy-card h3{color:#fff;font-size:26px;margin-bottom:14px;}
  .messy-card p{color:rgba(255,255,255,.8);font-size:15.5px;margin:0 0 18px;}
  .messy-card .gold{color:var(--gold);font-weight:600;}
  @media(max-width:900px){.messy .wrap{grid-template-columns:1fr;gap:40px;}}

  /* Mobile menu proper */
  .hamburger span{transition:transform .25s ease,opacity .2s ease;}
  .hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
  .hamburger.open span:nth-child(2){opacity:0;}
  .hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}
  @media(max-width:1100px){
    .menu{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 24px 20px;gap:2px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);}
    .menu.open{display:flex;}
    .menu a{padding:11px 0;font-size:16px;}
    .has-sub{flex-direction:column;align-items:stretch;}
    .has-sub > a svg{display:none;}
    .sub{position:static;display:flex;border:0;box-shadow:none;border-radius:0;padding:0 0 4px 16px;min-width:0;}
    .sub a{padding:9px 0;font-size:15px;}
  }
  @media(max-width:520px){.nav-cta .btn{display:none;}}
  .hero-trust{gap:18px 30px;}
  .hero-trust .t{flex:0 1 auto;min-width:118px;}

  .disclaimer{font-size:12px;color:rgba(255,255,255,.58);max-width:var(--maxw);margin:0 auto;padding:0 24px 34px;line-height:1.6;}

  /* ---------- Inner pages ---------- */
  .page-hero{position:relative;overflow:hidden;background:
      radial-gradient(1200px 600px at 78% -10%,rgba(47,111,214,.14),transparent 60%),
      linear-gradient(180deg,#f7f9fd 0%,#ffffff 100%);
    border-bottom:1px solid var(--line);padding:74px 0 66px;}
  .page-hero .wrap{max-width:820px;text-align:center;}
  .page-hero h1{font-size:clamp(36px,4.8vw,56px);letter-spacing:-.4px;}
  .page-hero p.lead{font-size:18px;color:var(--muted);margin:20px auto 0;max-width:640px;}
  .page-hero .crumbs{display:inline-flex;gap:8px;align-items:center;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:18px;letter-spacing:.04em;}
  .page-hero .crumbs a{color:var(--blue);}
  .page-hero .crumbs a:hover{text-decoration:underline;}

  .prose{max-width:780px;margin:0 auto;}
  .prose h2{font-size:30px;margin:44px 0 14px;}
  .prose h2:first-child{margin-top:0;}
  .prose h3{font-family:"Inter",sans-serif;font-size:17px;color:var(--navy);font-weight:700;margin:28px 0 8px;}
  .prose p,.prose li{color:#3d4660;font-size:15.5px;line-height:1.75;}
  .prose p{margin:0 0 16px;}
  .prose ul{padding-left:22px;margin:0 0 16px;}
  .prose li{margin-bottom:8px;}
  .prose a{color:var(--blue);font-weight:600;}
  .prose a:hover{text-decoration:underline;}
  .prose .updated{font-size:13px;color:var(--muted);font-weight:600;letter-spacing:.05em;text-transform:uppercase;margin-bottom:26px;}
  .prose .callout{background:var(--bg-tint);border:1px solid #dbe4f2;border-radius:var(--radius);padding:20px 24px;margin:22px 0;}
  .prose .callout p{margin:0;}

  .two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;}
  @media(max-width:900px){.two-col{grid-template-columns:1fr;gap:40px;}}

  .detail-list{list-style:none;padding:0;margin:26px 0 0;}
  .detail-list li{display:flex;gap:14px;margin-bottom:18px;}
  .detail-list li svg{color:var(--blue);flex:none;margin-top:3px;}
  .detail-list li b{display:block;color:var(--navy);font-size:15.5px;}
  .detail-list li span{color:var(--muted);font-size:14.5px;}

  /* Contact page */
  .contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:56px;}
  @media(max-width:900px){.contact-cards{grid-template-columns:1fr;}}

  /* Form status + honeypot */
  .hp-field{position:absolute !important;left:-9999px !important;top:auto !important;width:1px;height:1px;overflow:hidden;}
  .form-status{display:none;margin-top:14px;padding:13px 16px;border-radius:9px;font-size:14px;font-weight:500;line-height:1.5;}
  .form-status.show{display:block;}
  .form-status.ok{background:#eef7f0;color:#1e6b3a;border:1px solid #cfe8d6;}
  .form-status.err{background:#fdf0f0;color:#a13030;border:1px solid #f0d4d4;}
  .btn[disabled]{opacity:.6;cursor:default;transform:none !important;}